Client’s Andover, MA home had been auctioned at foreclosure sale while clients were in the process of attempting to obtain a loan modification from their mortgage company. Client also had substantial credit card debt, tax debt and medical bills. We immediately filed a Chapter 13 bankruptcy case on behalf of the client and filed a lawsuit against the bank in the Bankruptcy Court, obtaining a temporary restraining order and injunction preventing the bank from selling the client’s home to a third party. We were then able to negotiate a repayment plan which permitted the client to retain the home while making manageable payments on the mortgage.

RESULT : Client regained ownership of home which had been auctioned at a foreclosure sale, entered into a plan which provided for manageable payments of client’s tax and mortgage debt, and eliminated thousands of dollars in credit card debt and medical bills.

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